ACCFINA
For Banking and Financial sector, the company has developed a Core banking application software product “ACCFINA – CBS”, that automates every aspect of a bank's operation - uniting front, middle and back-office processes in real-time. The ACCFINA-CBS banking software has been developed with the help of banking domain knowledge expertise and technology expertise. Branch automation provides core application functionality round-the-clock to branch networks and customer-facing interfaces. It is a proven banking solution with an integrated state-of-the-art interface with all delivery channels viz., ATM, SMS Banking, NEFT/RTGS/POS, CTS, Mobile, Internet, APBS, Kiosk etc. The system offers fast product launching capability, support for all delivery channels, true 24x7 anytime, anywhere service with no downtime. It also has an administration module which allows a single point of administration for all its services. Detailed audit trails and application monitoring capabilities can be accessed from the administration module. The reports that are generated out of this software are in line with the Statutory and Governing authorities like NABARD, RBI and RCS.
Softbee believes that “providing a quality product may not have meaning unless it is supported with superior customer service”. We provide complete turnkey software solution for your management needs, from installing to daily support, a trained representative is there to ensure you of a smooth and timely implementation, our team professionals will make sure your staff understands the software, learns its many features in a short amount of time, and significantly reduces the problems that can occur with the implementation of a new system.
Softbee is serving more than 150 customers across Banking and Healthcare verticals and has gained a very good customer opinion for their software product and support.
ACCFINA – CBS (Core banking software) solution Features
Modules Overview
- Customer Information System – KYC
- General Ledger
- Current and Savings Accounts
- Term Deposit
- Loans and Advances
- Centralized Clearing
- Remittance
- Cash / Teller
- RTGS / NEFT
- NPA Management
- Pigmy / Daily Deposit Collection
- Locker
- Signature Verification
- Standing Instructions
- SMS Interface and alerts
- Shares and Membership management
- Head office & Branch accounting
- TDS
- Investment
- Asset and Inventory Management
- Payroll
- Statutory and MIS reports
- Inter-branch reconciliation
- Consolidated Reports
- Interface Utilities
- Audit Utilities
Key Features
Key Reports
AccFina – CBS Statutory Reports as Per RBI
- RBI Statement CRR and SLR
- RBI Statement Form 1
- RBI Statement Form 9
- RBI Statement Monetary Aggregates
- RBI Statement Structural Liquidity
- RBI Statement Interest Rate Sensitivity
- RBI Statement Short-Term Dynamic Liquidity
AccFina – CBS – MIS Reports
- Bucket Reports for Deposit
- Bucket Reports for Advance
- Deposit Position
- Advance Position
- Branch wise Performance
- Comparative Balance sheet
- Comparative P & L
AccFina – CBS Interfacing Reports with Regulatory Body
- Cash Transaction Report (CTR) interface for FIU-IND
- Form 61A - Statement of Financial Transaction (SFT) interface for Income Tax
- Annual Information Report (AIR) interface for NSDL
- Customer Information Report (CIR) interface for CIBIL
- 15G / 15H Report interface for Income Tax
AccFina – CBS Utilities Tools
- Auditing Tool to access voucher from GL for any date
- Auto process to check Balance Schedule with respective GL Balance for any date
- Auto process to check Rate assigned to Account with Rate defined in Master for any date
- Auto process to check continuity in Transaction by comparing with Account Balance between two dates
Technology
ACCFINA-CBS is described as a robust and efficient core banking solution for addressing the changing needs of the banking industry. Implementing ACCFINA-CORE enables banks to provide customers with 'anytime from anywhere' banking.
Seamless integration of front office services delivery to the back office processing & analysis Scalable Architecture N-Tier design
| Servers - Operating System |
: |
Linux Enterprises |
| Client - Operating System |
: |
Linux, Ubuntu, Windows |
| Browser |
: |
Mozilla Firefox |
| Database |
: |
Oracle 11g upwards |
| Server Hardware |
: |
Main frame / LAMP Stack |
| Technology |
: |
Java J2EE, Spring Frame Works |
| Architucture |
: |
MVC Web technology |
Possible Electronic Interfaces
- ATM
- Internet/SMS/ Mobile Banking
- Point of sale (POS)
- IVRS
- Bank on wheels
- Kiosk
Security
- Application level Security
- Database level Security
- Network level Security
The CBS application software is capable of capturing all the data. The software has been structured to provide the securities at user levels and the bank system administrator have been given the complete control of the all level (field level, screen level, user level, and data warehouse level) defining securities. And entire activities are being stored under tables with authentication code and every activity reports are being provided with the date and time.
Application Security
- Parameterizable Menu Security System for fine-grained role based access control
- Encrypted storage of passwords (both user as well as system passwords)
- Comprehensive Audit Trails of activity on the system
- Optional Encrypted Storage of all data
- Central control of users
- Comprehensive user activity details
Database Security
- Authorized users only to access / modify the pre-authorized data
- Network access to database pre-defined on user / level limits
Network Security
- Secured transmission of data over the network between branch and the central host
- Data display is blocked during entry as well ‘on-screen’
- Remote management control of software
We at Softbee, Offer the following CBS solutions for your Bank
- Complete Turnkey Solution - Investment by the Bank:
Hardware, System software, Networking, AccFina – CBS Application Software as one time investment including DC and DR site.
- ASP / SoAS Model (For DC & DRC infrastructure only)– Monthly rental Basis:
Hardware, System software, Networking, AccFina – CBS Application Software, including communication cost - investment made by Softbee. Cost of Client Side Infrastructure to be borne by The Bank
- Multi Channel Integration - Optional
Interface to ATM, POS, NEFT/RTGS, CTS, SMS Alerts, Internet and Mobile Banking, APBS
